SACSAC, K. F. Examining the interplay dynamics of business profile, credit risk management practices, problems encountered in CRM, and financial performance of the sari-sari store in Laoag City. Divine Word International Journal of Management and Humanities (DWIJMH) (ISSN: 2980-4817), [S. l.], v. 5, n. 1, p. 2832–2860, 2026. DOI: 10.62025/dwijmh.v5i1.250. Disponível em: http://dwijmh.org/index.php/dwijmh/article/view/250. Acesso em: 29 apr. 2026.